Tel. 01304 212206
Fax. 01304 225212

Email: stephen.cowell@pigotts.co.uk




Our Prices

Our residential conveyancing prices are set out below and are all on a fixed fee no completion no fee basis as regards our legal fees (please note that disbursements e.g. search fees already incurred on your behalf are not refundable should the matter not proceed to completion).

Please note that from time to time depending on available capacity we may not take on leasehold sales or purchases, land sales or purchases or remortgages. We only take on transactions where the property is situated in England and we do not take on shared ownership or help to buy scheme properties, remortgages of leasehold properties or acting for developers selling newly constructed residential developments either freehold or leasehold (including leaseholds involving the grant of a new lease).

You will see that we give a range of fees that we charge because there are a range of circumstances and factors which may affect the amount of work that needs to be carried out for each transaction: for example whether or not we are also acting for your lender, whether the land is registered or unregistered, whether the property is a new build, involves management companies running the estate or forms part of a registered title.

Please telephone us to obtain a precise quotation for your transaction.

Purchase of a freehold residential property

Our legal fees

Our legal fees cover all of the work required to complete the purchase of your new home, including if you are purchasing with the benefit of a mortgage, acting for your lender, dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty).

Price of Property Our Legal Fees VAT TOTAL
£50,000 – £200,000 £550 – £750 £110 – £150 £660 – £900
£200,000 – £250,000 £600 – £900 £120 – £180 £720 – £1,080
£250,000 – £300,000 £650 – £1000 £130 – £200 £780 – £1,200
£300,000 – £350,000 £750 – £1,100 £150 – £220 £900 – £1,320
£350,000 – £450,000 £800 – £1,150 £160 – £230 £960 – £1,380
£450,000 – £500,000 £850 – £1,200 £170 – £240 £1,020 – £1,440
£500,000 – £550,000 £880 – £1,250 £176 – £250 £1,056 – £1,500
£550,000 – £1,000,000 £950 – £2,000 £190 – £400 £1,140 – £2,400

The amount of Stamp Duty you must pay depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Disbursements (figures given are inclusive of VAT)

  • Local Authority and Drainage Search fees £78 to £150
  • Land Registry Search Fee £3
  • Bankruptcy Search fee if buying with a mortgage £2 per person
  • HM Land Registry registration fee £40 to £270 depending on purchase price of property
  • Electronic money transfer fee £42 per bank transfer
  • ID Check £3.25 per person

We do also offer various different types of optional specialist searches and we would let you have details of those available and their prices, which range from £24 to £100 inclusive of VAT, when instructed to commence a transaction for you.

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process we find takes between 6-12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a terraced house with a mortgage in principle with no chain, it could take 6 weeks. However, if you are buying a recently built property on an estate which management companies maintain who need to supply information packs on the property, or if you are one party in a long chain, it could take 3 months or even longer.

Stages of the process

The precise stages involved in the purchase of a residential property vary according to the circumstances, but our work will generally include the following:

  • Taking your instructions and giving you initial advice
  • Receive contract documents from seller’s solicitor
  • Carry out searches
  • Make any necessary enquiries of seller’s solicitor
  • Give you advice on all documents and information received
  • Go through conditions of mortgage offer with you if applicable
  • Send final contract to you for signature
  • Agree completion date (date from which you own the property)
  • Exchange contracts and notify you that this has happened
  • Arrange for all monies needed to be received from lender and you
  • Obtain pre-completion searches
  • Complete purchase
  • Deal with payment of Stamp Duty/Land Tax
  • Deal with application for registration at Land Registry
  •  

Purchase of a leasehold residential property

Our legal fees

Our legal fees cover all of the work required to complete the purchase of your new home, including if you are purchasing with the benefit of a mortgage, acting for your lender, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty).

Price of Property Our Legal Fees VAT TOTAL
£50,000 – £200,000 £550 – £750 £110 – £150 £660 – £900
£200,000 – £250,000 £600 – £900 £120 – £180 £720 – £1,080
£250,000 – £300,000 £650 – £1000 £130 – £200 £780 – £1,200
£300,000 – £350,000 £750 – £1,100 £150 – £220 £900 – £1,320
£350,000 – £450,000 £800 – £1,150 £160 – £230 £960 – £1,380
£450,000 – £500,000 £850 – £1,200 £170 – £240 £1,020 – £1,440
£500,000 – £550,000 £880 – £1,250 £176 – £250 £1,056 – £1,500
£550,000 – £1,000,000 £950 – £2,000 £190 – £400 £1,140 – £2,400

The amount of Stamp Duty you must pay depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website.

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process and the disbursements which we anticipate will apply are set out separately below. Please note that there are also certain disbursements which will be set out in the individual lease relating to the Property and so are not known in advance. The list of disbursements set out below is therefore not exhaustive and other disbursements may apply depending on the terms of the lease. We will update you on these specific fees upon receipt and review of the lease and information received from the seller’s solicitors, but examples of this type of disbursements, the “Anticipated Disbursements”, are also listed below.

Disbursements (figures given are inclusive of VAT)

  • Local Authority and Drainage Search fees £92 to £145
  • Land Registry Search Fee £3
  • Bankruptcy Search fee if buying with a mortgage £2 per person
  • HM Land Registry registration fee £40 to £270 depending on purchase price of property
  • Electronic money transfer fee £42 per bank transfer
  • ID Check £3.25 per person

We do also offer various different types of optional specialist searches and we would let you have details of those available and their prices, which range from £24 to £100 inclusive of VAT, when instructed to commence a transaction for you.

Anticipated Disbursements (figures given may be subject to VAT depending on whether VAT is charged)

  • Notice of Transfer fee – This fee if chargeable under the lease is usually set by the landlord. Often the fee is between £50 – £150.
  • Notice of Charge fee (if the property is to be mortgaged) – This fee if chargeable under the lease is usually set by the landlord. Often the fee is between £50-£150.
  • Deed of Covenant fee – This fee if chargeable under the lease is usually set by the landlord or management company and can be difficult to estimate. Often it is between £100 and £250.
  • Certificate of Compliance fee – This fee is chargeable if there is a restriction on the register of title requiring a certificate to be obtained from the landlord or management company before the transfer of the property to you can be registered. Again it is difficult to estimate and can range between £100-£175.
  • Membership of freehold company/management company fee – this fee is chargeable if you need to become a member of a company associated with the lease and depends on the charges levied by that company. It is therefore difficult to estimate but can range between £50 – £100

These anticipated disbursements do vary from property to property and can on occasion be significantly more than the ranges given above. We can only give you an accurate figure once we have had sight of your specific documents during the course of your transaction.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge once we have had sight of your specific documents during the course of your transaction.

How long will my leasehold house purchase take?

How long it will take from your offer being accepted until you can move in to your house/flat will depend on a number of factors. The average process we find takes between 8 -14 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a flat run by an efficient managing agent with a mortgage in principle with no chain, it could take 8 weeks. However, if you are one party in a long chain, or you are buying a flat that requires an extension of the lease term, it could take 4 months or even longer. It can also take longer if the lease requires that the Landlord’s consent must be obtained for the sale of the property to you, which consent is known as a “Licence to Assign”. If this applies you will probably be required to obtain and supply references to the Landlord which prove that you are likely to be a responsible owner capable of paying the service charge, usually one bank reference and one personal reference are sufficient for this.

Stages of the process

The precise stages involved in the purchase of a residential leasehold property vary according to the circumstances, but our work will generally include the following:

  • Taking your instructions and giving you initial advice
  • Receive contract documents from seller’s solicitor
  • Carry out searches
  • Make any necessary enquiries of seller’s solicitor
  • Give you advice on all documents and information received
  • Go through conditions of mortgage offer with you if applicable
  • Send final contract to you for signature
  • Agree completion date (date from which you own the property)
  • Exchange contracts and notify you that this has happened
  • Arrange for all monies needed to be received from lender and you
  • Obtain pre-completion searches
  • Complete purchase
  • Deal with payment of Stamp Duty/Land Tax
  • Deal with application for registration at Land Registry
  • Deal with serving notices of transfer and charge

Sale of a freehold residential property

Our legal fees

Our legal fees cover all of the work required to complete the sale of your home.

Price of Property Our Legal Fees VAT TOTAL
£50,000 – £200,000 £550 – £750 £110 – £150 £660 – £900
£200,000 – £250,000 £600 – £900 £120 – £180 £720 – £1,080
£250,000 – £300,000 £650 – £1000 £130 – £200 £780 – £1,200
£300,000 – £350,000 £750 – £1,100 £150 – £220 £900 – £1,320
£350,000 – £450,000 £800 – £1,150 £160 – £230 £960 – £1,380
£450,000 – £500,000 £850 – £1,200 £170 – £240 £1,020 – £1,440
£500,000 – £550,000 £880 – £1,250 £176 – £250 £1,056 – £1,500
£550,000 – £1,000,000 £950 – £2,000 £190 – £400 £1,140 – £2,400

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Disbursements (figures given are inclusive of VAT)

  • Land Registry Copy register of title and plan £6
  • Land Registry Copy documents of title £3 each (depending on how many documents of title are listed on your property’s title register and which need to be obtained)
  • Electronic money transfer fee £42 per bank transfer
  • ID Check £3.25 per person
  • Additional disbursements may apply if indemnity insurance policies are required (e.g. where there are missing building regulations consents or a problem with the legal title to your property which can be covered by insurance) or management packs for properties on private developments where management companies charge a maintenance charge. It is not possible to estimate these figures prior to the commencement of a transaction and we will give you an accurate figure if and when such fees are required.

You will also be aware that you may have incurred estate agents commission on your sale and if so we will also settle these fees direct with the estate agents for you on completion, unless you notify us in advance that you do not wish us to do so.

How long will my house sale take?

How long it will take from an offer for the property being accepted until you receive the sale proceeds will depend on a number of factors. The average process we find takes between 6-12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are selling to a first time buyer with a mortgage in principle with no chain, it could take 6 weeks. However, if you are selling as one party in a long chain, it could take 3 months or even longer.

Stages of the process

The precise stages involved in the sale of a freehold residential property vary according to the circumstances, but our work will generally include the following:

  • Taking your instructions and giving you initial advice including sending you the forms to be completed for the sale i.e. the Fixtures and Fittings Form and Seller’s Property Information Form. These forms are designed to be able to be completed by you from your knowledge of the property as the owner of the property.
  • Obtaining the legal title to the property and submitting it with the contract and your completed forms to the buyer’s solicitors
  • Liasing with you to answer any enquiries received about the property from the buyer’s solicitor
  • Send final contract to you for signature
  • Agree completion date (date on which you sell the property)
  • Exchange contracts and notify you that this has happened
  • Send transfer document to you for execution
  • Complete sale
  • Deal with the redemption of any mortgages on the property
  • Pay any estate agents commission on your behalf
  • Send you the net proceeds of sale
  •  

Sale of a leasehold residential property

Our legal fees

Our legal fees cover all of the work required to complete the sale of your home.

Price of Property Our Legal Fees VAT TOTAL
£50,000 – £200,000 £550 – £750 £110 – £150 £660 – £900
£200,000 – £250,000 £600 – £900 £120 – £180 £720 – £1,080
£250,000 – £300,000 £650 – £1000 £130 – £200 £780 – £1,200
£300,000 – £350,000 £750 – £1,100 £150 – £220 £900 – £1,320
£350,000 – £450,000 £800 – £1,150 £160 – £230 £960 – £1,380
£450,000 – £500,000 £850 – £1,200 £170 – £240 £1,020 – £1,440
£500,000 – £550,000 £880 – £1,250 £176 – £250 £1,056 – £1,500
£550,000 – £1,000,000 £950 – £2,000 £190 – £400 £1,140 – £2,400

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Disbursements (figures given are inclusive of VAT)

  • Land Registry Copy register of title and plan £6
  • Land Registry Copy documents of title £3 each (depending on how many documents of title are listed on your property’s title register and which need to be obtained)
  • Electronic money transfer fee £42 per bank transfer
  • ID Check £3.25 per person
  • Additional disbursements may apply if indemnity insurance policies are required (eg where there are missing building regulations consents or a problem with the legal title to your property which can be covered by insurance). It is not possible to estimate these figures prior to the commencement of a transaction and we will give you an accurate figure if and when such fees are required.

Anticipated Disbursements (figures given may be subject to VAT depending on whether VAT is charged)

  • Management pack fee – This fee is chargeable if it is necessary to obtain information about the maintenance of the building in which the flat is situated from the Landlord often through their managing agents. The information will include service charge statement and accounts, buildings insurance information, fire and asbestos risk assessments. The level of fee is set by the Landlord and/or their managing agents and therefore can be difficult to estimate. Sometimes more than one pack is required e.g. if the Landlord has appointed different people to carry out different roles. Often it is between £150 and £250 per pack
  • Licence to Assign fee – This fee if chargeable if under the lease terms Landlord’s consent has to be obtained for the sale of the property to the buyer and that consent is given in the form of a document called a “Licence to Assign”. The document is usually provided by the Landlord’s Solicitor and their fees can be difficult to estimate. Often it is between £450 and £1000.
  • Deed of Covenant fee – This fee if chargeable if under the lease terms the buyer has to enter into a document called a Deed of Covenant with the Landlord. The document is usually provided by the Landlord’s managing agents and their fees can be difficult to estimate. Often it is between £60 and £150
  • Sometimes if a defect is found in the lease or if the lease term needs to be extended a Deed of Variation/Lease Extension document is required and must be negotiated with the Landlord. It is not possible to estimate the costs involved in this prior to the commencement of a transaction and we will give you an accurate figure if and when such documents are required.

You will also be aware that you may have incurred estate agents commission on your sale and if so we will also settle these fees direct with the estate agents for you on completion, unless you notify us in advance that you do not wish us to do so.

How long will my leasehold house sale take?

How long it will take from an offer for the property being accepted until you receive the sale proceeds will depend on a number of factors. The average process we find takes between 8-14 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are selling to a first time buyer, with a mortgage in principle with no chain, and you have an efficient managing agent, it could take 8 weeks. However, if you are one party in a long chain, or you are selling a flat that requires an extension of the lease term, it could take 4 months or even longer.

Stages of the process

The precise stages involved in the sale of a leasehold residential property vary according to the circumstances, but our work will generally include the following:

  • Taking your instructions and giving you initial advice including sending you the forms to be completed for the sale i.e. the Fixtures and Fittings Form, Seller’s Property Information Form and Leasehold Information Form. These forms are designed to be able to be completed by you from your knowledge of the property as the owner of the property.
  • Obtaining the legal title to the property and submitting it with the contract and your completed forms to the buyer’s solicitors
  • Obtaining any management pack required from the Landlord/managing agents
  • Liasing with you to answer any enquiries received about the property from the buyer’s solicitor
  • Send final contract to you for signature
  • Agree completion date (date on which you sell the property)
  • Exchange contracts and notify you that this has happened
  • Send transfer document to you for execution
  • Complete sale
  • Deal with the redemption of any mortgages on the property
  • Pay any estate agents commission on your behalf
  • Send you the net proceeds of sale

Remortgage of a freehold residential property

Our legal fees

Our legal fees cover all of the work required to complete the remortgage of your home, including dealing with registration of the mortgage at the Land Registry.

Amount of mortgage advance Our Legal Fees VAT TOTAL
Up to 500,000 £400 – £750 £80 – £150 £480 – £900

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Disbursements (figures given are inclusive of VAT)

  • Local Authority Search insurance £14 to £70 depending on value of property
  • Bankruptcy Search fee £2 per person
  • HM Land Registry registration fee £40 to £270 depending on value of property
  • Electronic money transfer fee £42 per bank transfer
  • ID Check £3.25 per person

How long will my remortgage take?

The average process we find takes 3 to 4 weeks. It can be slower if the lender or their valuer has any specific requirements e.g. obtaining local authority consents for works carried out to the property

Stages of the process

The precise stages involved in the remortgage of a freehold residential property vary according to the circumstances, but our work will generally include the following:

  • Taking your instructions
  • Investigating the legal title to the property
  • Obtain local search indemnity insurance
  • Go through conditions of mortgage offer with you
  • Send mortgage deed to you for execution
  • Preparing a report on title to your lender
  • Obtain pre-completion searches
  • Complete remortgage
  • Redeem any existing mortgages on the property
  • Send you the net remortgage proceeds if any
  • Register new mortgage at the Land Registry

  • Testimonials

    Please accept my thanks for the professional service provided in selling my property. This is the second time I have had dealings with your company and have always found everyone to be most helpful, friendly and professional in every respect.

    Geoff

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